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Smartphones - Tulsa InsuranceSmartphones aren’t just tools to play Angry Birds, log into your Facebook account and update your friends on your location; they are tools that can help you manage some of your insurance policies more effectively.

  1. View Your Account

Worried that you forgot your last payment? Need to access your policy number quickly? Need a phone number to call your agent? Many insurers are allowing clients to access their online accounts via their mobile devices. Often, this is set up exactly as their normal website access is which makes it very easy to navigate.

  1. File a Claim

Filing a claim from your smartphone can really make life a lot easier. After a natural disaster, or any time, it can get you at the top of a long list of other local claims and also allows you to record events directly after they happen, when your memory of them is most fresh and accurate. Additionally, if your phone has a camera, you can take pictures of the incident and your property to prove both the extent of the damage and the circumstances surrounding it.

  1. Get Your Policy Info

Have you ever had a quick question about your insurance policy that you needed answered soon? Your mobile phone device may be allowed to access your policy documents, which means you can get immediate, specific information about claims, benefits, exclusions, limits and deductibles policy anytime, day or night.

  1. Set Up Payment Reminders

Some insurers are creating payment reminder tools for smartphone users. These send a message directly to your phone before your bill is due, so you can easily avoid policy lapses.

  1. Find a Doctor

For health insurance policyholders, if you need to find a doctor or want to check and see if a recently recommended doctor is in your network, you may be able to use your phone to pull up your insurer’s network search tool.

  1. Check Copayments

Before you go to the doctor you may be able to check your copayment amount and see how much of your deductible and out-of-pocket maximums have been met.

Insurers understand that your time is precious and they are working to help preserve it by giving you easy accessibility through the tools you want to use. If you want to find out which insurers allow and foster smartphone activity, give us a call.

At AAA Insurance - Leanna Osborn, we offer a wide range of insurance products including auto, home, business, life, motorcycle, flood boat, RV, renters and mobile home insurance. Contact us at 918-622-7560 for a free Tulsa Auto Insurance quote or visit our office.

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