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stop signSafety Laws and Your Auto Insurance

Safety laws for drivers are a fact of life. From speed limits to stop lights these measures focused on automobile operators do more than just keep drivers, passengers, and pedestrians safe; they also help to keep your insurance premiums low.

Safe Driving Prevents Accidents

Safety laws and driving rules were designed to minimize the risk of accidents on the road. They consist of many different measures including:





  • Speed limits
  • Yellow and white painted lines
  • Street signs
  • Traffic lights
  • Written, but unposted, traffic laws

All of these measures were carefully designed to promote the safest experience possible for everyone who dares leave their home or place of business at any time, day or night. When you choose to not observe one of them, you change the risk landscape. Instead of keeping risks low and focused on events beyond our control, such as accidents and acts of nature, you increase the risk of damage for you and everyone around you. Some of the increased risk might not even affect you but will affect other drivers, such as when you speed and run a red light, forcing oncoming traffic to slam to a halt to avoid hitting you.

This increased risk will undoubtedly result in increased accidents which could translate to increased auto insurance premiums for you and others around you.

Safe Driving Prevents Tickets

When you decide to eschew safe driving protocol and requirements, you are behaving outside the laws and, if caught, will receive tickets to penalize you for this inappropriate behavior. While the occasional ticket, especially for a nonmoving violation, may not affect insurance premiums, a relative onslaught of tickets will raise your premiums and could even get your policy cancelled. Instead of taking this risk, you can simply follow the rules of the road and minimize your risk of tickets while maximizing your safety and the safety of others around you.

No matter what your driving history is, we can help you find an affordable Tulsa auto insurance policy. Give us a call at 918-622-7560 or stop by to meet with one of our agents today.

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